A USDA Rural Development meeting on Guaranteed Housing Loans.

It was very informative and provided some new insights into the USDA GRH program for the rest of this year and into the future.
Here are some of the highlights:
USDA GRH is still one of the only programs to allow buyers to purchase a home with 100% financing. VA is the only other program that will allow for 100% financing.
There is no maximum purchase price with RGH, no reserve requirement, and it is not limited to 1st time home buyers
Borrowers with credit scores as low as 620 can be accepted into this program
Borrowers can use RGH loans for new construction, purchasing ½ of a zero lot line duplex, and one unit condos
There WILL be plenty of USDA funds available to guarantee all GRH purchases for fiscal year 2011
USDA RGH will have $24 billion in available funds for fiscal year 2012 (beginning October 1, 2011)

There are now over 375 homes for sale in Green County, and they are starting to move. The low interest rates continue to help make owning a home very affordable. Call me to help you find that special place. 608-214-9844

One of the least desired resale upgrades. Whirlpool baths, and indoor hot tubs
Once considered chic, these are now often seen as just expensive, energy-guzzling extras. But boy can they sooth an sore back.
A surprising top ten resale upgrade. The Front porch
Two or three decades ago, tearing off front porches became fashionable, but now they're back in a big way. If you can, add a full front porch (or replace/repair the one you have if it isn't in top condition)

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Want to sell your home? Bake something that smells wonderful just before the house is shown. Baked cookies with chocolate leaves a great aroma in the house. Leave a couple out with a note for sampling. Baked bread is the old standby. Or try a sauce with fresh herbs and let it simmer just before they arrive so the rich smells permeate the air. Remember baking does not mean you don't have to clean, clean , clean.

Consider having an inspection before you list your home. An inspection can break a deal. Even after they've fallen in love with your house, a buyer may decide foundation issues or faulty electrical are too much of a headache. The benefits of having an inspection done prior to listing is your buyers will be aware of what repairs are needed before they make an offer or you can choose to address these repairs and removed from the problems altogether.